Find Out About the Fire Insurance Crisis
I know I’ve been barraging you with mundane topics like septic tanks lately – heavy on the business end of homeownership and light on the warm and fuzzy of “home” itself. But hey, homes are our largest assets so it makes sense to pay attention even when it’s about things you’d rather not think about.
I’m constantly struck by the amount of detail the average homeowner has to keep track of in order to be a “responsible homeowner.” The influx of new rules and regs that impact homeownership at the start of each new year is mind-boggling. With increasing population density, growing environmental concerns and a never-ending series of climate-related disasters that seem to be the norm these days (floods, fires, mudslides, coastal erosion) the pressure to keep up isn’t going to go away.
There’s the County’s new septic and sewer lateral guidelines. Major questions about the cost and availability of fire/flood insurance. Changing rules around ADUs, junior ADUs, residential zoning, lot splits and multi-res construction. Not to mention significant new rules coming about residential gas appliances (stoves, water heaters, furnaces.)
I’m holding a series of informational talks on timely subjects designed to accelerate the learning curve for locals. All sessions are FREE and held at Sereno Real Estate, 720 Front Street, Downtown Santa Cruz starting at 7pm. Seating is limited so call 831-818-1431 or email [email protected] to reserve a spot.
We covered the new Countywide Septic Guidelines on the 18th and our January 25th session may already be over by the time you read this (call if you have questions).
Our February 1st Session will address some of today’s burning questions about Fire Insurance: What is happening in the industry? How are individual homeowners affected? What did we learn from recent fires? Is coverage still available? How much does it cost? Are policies getting canceled in SC County? What should you do if your policy is canceled? What do I need to know if I’m selling my property? What is the FAIR Plan? What are the costs and limitations of it? Plus, the New Defensible Space Disclosure Requirements for Home Sellers. Speaker: Tanner Tedsen, Farmers Insurance
February 8th Learning to Go with the Flow. Understanding the new point of sale Sewer Lateral Ordinances. Sewer Lateral Inspections, Repairs and Requirements when you sell a house. Speaker: Mike Murrow from Bellows Plumbing
Access the full schedule or reserve a spot using this QR Code